Expert one-on-one guidance to help you understand, apply for, and maximize your Social Security Disability benefits.
Social Security Disability Insurance (SSDI) is a federal program that provides monthly payments to people who can’t work due to a qualifying medical condition. It’s based on your prior work history and Social Security contributions—not your income or assets.
You must have a condition expected to last at least 12 months or result in death, and you must be unable to engage in substantial gainful activity (SGA).
Two dates play a major role in your disability case:
Your back pay and entitlement timeline are determined based on these dates. That’s why it’s critical to select and support your AOD carefully during the application process.
Even if you’ve worked after becoming disabled, SSA may still approve your claim by evaluating:
These factors can support your case if you’re not able to maintain consistent, independent employment.
Are you engaging in substantial gainful activity (SGA)?
Is your condition severe enough to limit work?
Does your condition match a listed impairment?
Can you perform your past work?
Can you adjust to any other type of work?
Once approved:
SSDI has a 5-month waiting period before payments begin (starting from EOD)
After 24 months of SSDI entitlement, you automatically become eligible for Medicare, even if you’re under 65
Understanding this timeline helps you plan for coverage gaps and next steps in your care.
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